2017 Active Full-time Employees Benefits Update

Open Enrollment Facts

Active Benefits Eligible Employees (including full-time purchasing benefits)

  • Employee-only rates remain the same for both the OAP 20 and LocalPlus plans
  • Employees enrolled in OAP 10 will experience an increase in both employee and dependent premiums
  • The Board will continue to subsidize dependent coverage
  • Any employee who covers a spouse or domestic partner will be required to disclose the dependent's access to the group healthcare from their employer. Employees covering a spouse or domestic partner may be required to pay an additional surcharge.
  • OAP 10 will only be available to those currently enrolled in the plan

 

Benefits Salary

  • Benefits Salary is defined by each union’s salary schedule and it is equal to the employees annual base salary
  • Benefits Salaries will be updated annually on June 30th of each year
  • Benefits Salary determines:
    • Employee & Dependent healthcare Board premium contribution
    • Employee cost share
    • Dependent healthcare premium
    • Board-paid Life Insurance amount- determined by your bargaining unit contract
    • Disability enrollment eligibility

 

Salary Bands:

  • Benefits Salary determines your salary band
  • Salary band determines the Board contribution and the employee’s per pay deduction for employee & dependent healthcare cost
  • Salary bands will be reviewed for indexing on a cycle of three (3) years term, based upon an average of most recently published Consumer Price Index (CPI)

 

NOTE: Employees may experience a change in salary band as a result of salary increase last June and my result in an increase in both employee cost share and dependent premium.

 

Core Benefits:

  • Full-time benefits eligible employees will continue to be provided Board-paid Standard Short-Term Disability (STD) coverage.
  • The School Board provides a Term Life & Accidental Death and Dismemberment (AD&D) program with Metropolitan Life Insurance Company for all full-time employees. The coverage amount is either one or two times your annual base salary rounded up to the next $1,000.00. Administrators and Confidential Exempt Personnel received two times the annual base salary.  All other employees receive one times their annual base salary. The minimum benefit for employees represented by AFSCME is $10,000. Additional life insurance may be purchased through payroll deductions to bring maximum benefits to an additional, one times the amount provided by the School Board. Employees are eligible to increase the life insurance amount to a maximum of five times the annual base salary after the first year of participation in the optional life program. Evidence of Insurability will be required for any increases in coverage. To find out more about Board-paid Term Life and AD&D, contact the MetLife representative at 305.992.7029.

 

New-hire employees:

  • As a new employee, you will receive an email prompting you to enroll online for your benefits. You must enroll online by the due date.
  • Employees hired after January 1, 2017 will continue to have their healthcare coverage effective the day of hire.
  • New hires will be enrolled in the Cigna LocalPlus plan from date of hire through the end of the calendar year and may be able to enroll in a plan of their choice in the following year after satisfying 12 months of continuous employment benefits in a benefits-eligible position.
  • Employees hired during the Open Enrollment period will be enrolled for both plan years 2016 and 2017.
  • New hires must enroll online by the due date, or you will not be allowed to make any changes after your enrollment period unless you experienced an event that qualifies as an eligible Change in Status.

 

 

 

Enrollment Helpline:

1-305-995-2777

7 a.m. to 7 p.m. ET /

Seven days a week

Enrollment Website:

www.dadeschools.net

Benefits Inquiry:

FBMC Service Center

Mon - Fri, 7 a.m. to 7 p.m. ET

1-855-MDC-PS4U (1-855-632-7748)

Office of Risk and Benefits Management

1501 N.E. 2nd Avenue, Suite 335

Miami, Florida 33101

Mon - Fri, 8 a.m. to 4:30 p.m. ET